Electronic transactions offer a fast, convenient, and cost-effective way to manage your banking. They give you the flexibility to complete transactions whenever it works best for you, without needing assistance.
Changes to our business banking pricing
Published June 1, 2026
Effective August 1, 2026, we’ll be updating some business banking fees, as well as the pricing of certain business banking services and packages.
What’s changing?
- Review the Notice to clients - Banking services for businesses for the full details.
- For a complete overview of our banking fees, check out the Fee Guide – Banking Services for Businesses.
How to save on bank fees
Reduce the monthly fees of your bank accounts:
- Choose a business package that best fits your banking habits and allows you to save on per-piece fees.
- Reduce or avoid monthly fees by signing up for the Platinum Business Mastercard®1 credit card or maintaining a minimum daily balance on select business packages.
- Favour digital payments2,3 over cheques. A certain number of Interac e-Transfer® transactions are included in all our packages.4,5 They are even unlimited in the Premium Package.
- Use electronic transactions2,3 (debit and credit), unlimited in the Digital and Premium Packages.
- Sign up for our online banking for business, no usage fees3,6 and you can take advantage of valuable digital services.
- Choose the digital account statement offered at no charge3,6,7 via our banking solutions.
Tips
- Deposit your cheques electronically: Unlimited number of cheque deposit content via ABM, mobile3 and scanner3,8 if you have a business package for your account.
- Group your deposits to save: Only one credit transaction will be charged when you make multiple digital deposts on the same day9 via ABM, mobile3 or scanner.3,8
Even more with Interac® e-Transfer and Clover
- Replace your "Other Biller" payments with more cost-effective Interac e-Transfers®, with a limit of $25,000 per day and $100,000 per week. Explore our banking packages as Interac e-Transfers® is included, such as the Premium Package which offers an unlimited number.
- Note: The Other Biller payment is the one that asks you to add the bank information of your new biller/beneficiary. This type of payment is useful for larger amounts.
- Use Interac e-Transfer® Autodeposit, now available for your business accounts.
- Optimize the way you receive payments with hardware, software and services from our terminal partner Clover®. Visit payment solutions for businesses for all the details.
FAQ
Review your banking needs and transaction habits to make sure your package still fits your business. Choosing a package tailored to the type and volume of transactions you make can help you manage your fees more effectively.
We aim to provide the best possible experience for our clients. As part of this, we may occasionally need to adjust our pricing to ensure we continue delivering quality services.
Updates on the tariffs between Canada and the United States
Updated: March 4, 2025
Read our President and CEO's message to our clients.
We understand the uncertainty and disruption that the recent tariff announcements may cause for different sectors of the economy.
Rest assured, we’re here to support you and offer advice adapted to your needs.
We are closely monitoring how this situation may evolve and its impact on our clients. Our aim is to provide you with our analyses so you can make informed decisions.
Do you have any questions?
Don’t hesitate to contact your account director or make an appointment with one of our advisors.
For more information
Stay vigilant with phone calls, emails and texts
Published in 2023
- Stay vigilant. National Bank will never ask for your password or verification code in a phone call. If you receive such a call, do not provide information.
- If you receive a text message or an email prompting you to click on a link asking for personal information, do not click on it or provide any requested information. National Bank will never use this method to verify your personal information.
- If you’re a National Bank client, and you’ve already provided your information to one of these links, contact our customer service (514‑394‑5555 or 1‑888‑835‑6281). One of our representatives will help you.
Follow our tips to prevent fraud.
The little details that matter
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
® Interac e-Transfer is a registered trademark of Interac Inc. Used under licence.
® CLOVER is a trademark owned by Clover Network Inc. that is registered or used in the United States, Canada and several other countries.
1. Subject to credit approval by National Bank. Certain conditions apply.
2. Electronic transactions are transactions carried out in Canadian dollars at our ABMs, a participating merchant, through our online banking services or those related to certain operations in your account.
3. You must be signed up for our online banking for business.
4. To use the Interac e-Transfer® service, you must be signed up for online banking for business. Funds must be transferred to a bank account held at a participating Canadian financial institution.
5. Beyond the number included in your package, Interac e-Transfer fees will apply.
6. Online banking for business enrollment and access are free. Transaction fees may apply.
7. To change the delivery method for documents, click Administrator options > Manage documents, then choose Online or By mail for each of your accounts.
8. A compatible scanner must be purchased separately at the client’s expense.
9. Fees for an unlimited number of digital deposits per day (considering applicable time limits).