You can build your credit while using a joint credit card, but only if you’re the main cardholder. If you’re the authorized user, the joint credit card will not count towards your personal credit score. 

A joint credit card is a convenient payment solution for two people to manage expenses such as online shopping and paying recurring bills. 

Is your credit history insufficient or non-existent? In that case, it’s probably best to become the main cardholder to build your credit history.

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