Receivables

Accelerate the receivables process and improve your cash flow.

1-844‑394-4494 (toll-free)
Open from 8 a.m. to 6 p.m.

Optimize your accounts receivable

Remote cheque deposits with a mobile device

You can easily deposit your Canadian dollar cheques with digital deposit.

Here's how:

If you haven't already done so, sign up for Internet Banking Solutions for Businesses.
Download the National Bank app for businesses on your mobile device.
Sign in using your user code and password.
Click Deposit, then follow the instructions to deposit your cheques.*

For more details, visit our help centre.

*Mobile deposit works with cheques, certified cheques, money orders and bank drafts in Canadian currency. You can deposit up to $1,000,000 per day.

Digital cheque deposits with a scanner

Deposit your Canadian and American dollar cheques with our digital deposits service.¹

Here's how:

Sign up for our digital deposits service (conditions and fees apply).
Purchase a compatible scanner.^²
Sign in to Internet Banking Solutions for Businesses.
Send your Canadian and American dollar cheques electronically.

For more details, visit our help centre.

Obtain a secure scanner

Preauthorized debits in Canadian and U.S. dollars

Automatically collect payments (insurance, rental fees, membership fees, utilities, etc.) from your clients' bank accounts.
Receive the amounts collected directly in your bank account.
Collect payments from any personal or commercial account at any financial institution that is a member of Payments Canada.
Obtain simple and practical control reports.

Accelerated transfers

Transfer deposits made at National Bank branches and other financial institutions to your company's main account.
Quickly consolidate your liquid assets and streamline cash management for your business.
Streamline cash management with daily reports showing the source and amount of each deposit.

Electronic payment of accounts

Reduce your operating costs by eliminating tasks related to payment processing, mailing, bank deposits, reconciliation of accounts receivable and the handling and filing of paid invoices.

Offer your clients more payment methods: at the counter or ABM, by phone, online or with another financial institution.
Optimize your cash management with daily deposits of receivables
Access reports and files that contain all the information on payments received.

Lockbox

In addition to our electronic payment of accounts service, with the lockbox service, we process the payments you receive by mail from across Canada. This service will reduce your collection, filing, operating and administrative costs.

We'll process your cheques and deposit your funds in your account on the day of the lockbox pick-up.
Benefit from a cutting-edge solution for image processing.
Access your cheque images, stubs and correspondence online.
Archive your cheque images, stubs and correspondence for 3 or 10 years.
Update your client accounts using electronic files.

Receipt of EDI (electronic data interchange) payments

Receive electronic payments from your clients in EDI format, along with an EDI payment notice. If you do not use EDI technology, we will receive the payments on your behalf and fax you the payment notice.

Computerized deposit processing

Centralize deposits from different branches, subsidiaries or divisions into the same account so you can access all deposits carried out for your company at any National Bank of Canada branch in Canada or any National Bank Trust branch in Quebec.
Streamline cash management with daily reports setting out the source and amount of each deposit.

To complete an electronic deposit slip*

*This type of form may not be supported in your browser, please download this file before opening it.

1. Complete the following mandatory fields:

Left side of slip	Right side of slip
- Transit - Account number - Date - Client’s last name	- Transit - Account number - Date - Client’s last name
- Name on the cheque and cheque number - Amount - Total number of cheques	- Number of bank notes and coins

2. Print two copies of the deposit slip, one for your files and one to be enclosed with the deposit contents.

3. Make sure the depositor's signature appears in the appropriate place.

N.B.: The total and subtotal will be calculated automatically.

Find a branch and talk to your advisor

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¹ Conditions and fees apply. For more information, consult the Fee Guide – Banking Services for Businesses.

² You’ll have to purchase a scanner at your own expense from our supplier Paystation or from a supplier of your choice.

³ Deposits will be carried out under the day's date if they are made before 9:00 p.m. (ET) on a business day; otherwise, they will be carried out under the next day's date.

Agreement for Business Banking