Acquisition Financing

Obtain financing and advice

Our specialized business transfer team provides assistance and support for buyers and sellers alike, every step of the way.

• For buyers: Our experts will help you choose a financing structure that ensures the growth and success of your business.¹
  
• For sellers: From the time you start thinking about it until you sign the Business Transfer Agreement, your Business Transfer Manager  will work closely with your Account Manager to provide guidance and support, particularly by referring you to appropriate specialists such as tax experts, accountants, lawyers, notaries and appraisers.
  

Sources of financing

• Term financing secured by assets (buildings, equipment, etc.)¹
• Cash flow financing

Cash flow financing

This type of financing¹ allows businesses that do not have sufficient tangible assets or have only intangible assets to finance an acquisition. Cash flow financing is based on the company's capacity to service debt and cover other fixed charges.

It can be very helpful for companies that meet certain conditions, including:

• Reasonable acquisition price based on the valuation method used
  
• Proven capacity to generate enough profit to cover debt service obligations and capital expenditures
  
• Ability to return to a sound debt structure within a reasonable timeframe
  
• Competent management
  
• Involvement of seller (during transition)
  

Advantages²

• Business transfer specialists to support you throughout the process
  
• Possibility of deferring payment on principal for up to one year
  
• Flexible amortization periods