Advice for your personal finances

Make informed financial decisions with the help of our simple, yet in-depth content

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Stay in good financial health

Step 1: Understand your financial situation

Building good financial habits is the gift that keeps on giving. It’s time to get out your calculator and take a look at your financial situation. Learning to track your finances will have your wallet thanking you.

How do I make a budget?

We’ll explain the basics of a personal budget in less time than it takes to do 20 push-ups.

Video transcript

Illustration of a scale with coins on one side and a car, suitcase and house on the other
Illustration of a scale with coins on one side and a car, suitcase and house on the other
Illustration of a scale with coins on one side and a car, suitcase and house on the other

Step 2: Manage your debts

Are you worried about the current financial situation? There are solutions available to you. Stay in control of your finances and learn how to calculate, prioritize, and manage your debts.

How can you pay off your debts?

Paying off your debts will leave you feeling so much more zen! We explain everything in less time than it takes to do a sun salutation.

Video transcript

Illustration of a coffee and tablet with the National Bank website on the screen
Illustration of a coffee and tablet with the National Bank website on the screen
Illustration of a coffee and tablet with the National Bank website on the screen

Step 3: Set up a savings plan that fits your needs

Now that you’ve got your finances under control, it’s time to dream big. See how to make your projects a reality by optimizing your savings.

How should I save my money?

Learning the basics of saving in less time than it takes to make a balloon animal? Yes, it’s possible.

Video transcript

Illustration of a mason jar with coins falling inside
Illustration of a mason jar with coins falling inside
Illustration of a mason jar with coins falling inside

Step 4: Invest your money and pay less on taxes

Now that you can confidently manage your money, it’s time to try to invest and watch your savings grow. You don’t need a finance degree to understand our investing articles! Learn about the various strategies and tax benefits to help you save more.

How do tax rates work?

Understanding tax rates takes less time than it does running one kilometre. Let us explain it to you swiftly!

Video transcript

Illustration of a wallet with a plant growing out of it with coins on the leaves
Illustration of a wallet with a plant growing out of it with coins on the leaves
Illustration of a wallet with a plant growing out of it with coins on the leaves

Useful tools

Create your investor profile

This is your starting point to find out which investment strategy is right for you.

Consult our Investing Guide

This guide offers useful information and graphs to help explain the basics of investing.

Stay in the loop

Get all our tips directly to your inbox when you subscribe to our newsletter.

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Our expertise at your service

Everyone needs a little help from time to time. What can we do for you?

We’re here for you

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Get our advice directly by email

Our monthly newsletter offers practical tips and advice to help you bring your projects to life.

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Talk to us about your projects

For personalized advice and support, schedule a call with one of our experts.

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Need help?

Visit our Help centre and see our most frequently asked questions.

Little details that matter

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

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