My educational journey 

- You asked: “How do I save for my studies?”

♪♪ 

I’ll explain faster than I can make a 3-cheese pizza.

- Oh... we only have one.

- Fine, a 1-cheese pizza.

Getting a good education is a big deal, but it also comes with big expenses.

Tuition fees

Books

Cellphone and laptop

Transportation

Are you going to live at home or on campus?

And what are you going to eat? 

Because I don’t suggest an all-ramen diet.

- Hey! I’m making a pizza over here.

- Right. 

A lot of people ask themselves how they’re going to pay for all that.

Ask your parents if they’ve put any money aside in a college fund.

If not, they might lend you a hand anyway.

Cause you’re a good kid! 

Another option:

The government offers financial aid to students.

Also known as loans and bursaries. 

The loans come at a very low-interest rate, that you repay after your studies.

Bursaries don’t need to be repaid at all.

A student line of credit can be flexible.

- Like mozzarella!

- Right. You start with a pre-determined line of credit, at a rate substantially lower than a credit card, that’s recalculated every year.

You determine how much you borrow and the rate at which you’ll pay it back.

But remember, you’re responsible for your monthly interest payments and you’ll have to start repaying the credit line 12 months after you graduate. 

Pi-pi-pizza

Finally, my 3-cheese pizza.

- You got delivery?

- You don’t have an oven.

- Oh, yeah.

- Are you wondering how much it'll cost to get your own place?

(rhythmic music)

I'll explain it faster than it takes me to repot a plant.

- I could win this.

I have a green thumb! 

- Watering a cactus that you got as a gift once a month is not a "green thumb" make.

(grumbling) 

(bell dings)

First, make a budget to determine how much you can spend on rent, then visit several different places and compare prices. 

The cost of rent depends on different factors, like the city, the cost of the neighbourhood and the services nearby.

Next, you'll need some furniture. 

You don't have to buy all-new stuff.

Ask your friends and family. 

Your aunt Tabitha might have a vintage table in her basement that she'd love to give you.

For your appliances, 

check the classifieds.

You can often find deals there. 

And don't forget, you're gonna have to move all of this stuff to your new place.

So think about setting some money aside for your move. 

You can probably take your hat off.

We're in a studio. 

Check to see if heat and electricity are included in your rent.

If not, ask your landlord if they have an idea of how much you'd have to pay per month. 

Each month, you'll also have to pay your mobile, internet, and online subscriptions.

Don't forget to include those in your budget. 

Now, we really hope this doesn't happen, but if your place gets broken into by a cat burglar, or you're having a self-care night and your bubble bath overflows into your downstairs neighbour's apartment…

(deep breath)

you are gonna be so relieved that you have insurance to protect you. 

To figure out the exact cost of your first apartment, you also have to calculate expenses like groceries, pharmacy and cleaning supplies.

Then there are things like Thursday patio nights, personal styling, cardio hip hop, for the glutes, and... botany classes. 

If you're a student, think about your tuition fees and school supplies.

The goal here is to be able to have your own apartment without compromising your studies. 

To save money, you can get roommates and share rent and living expenses with them.

And that means someone will be home to water your plants when you're not there! 

(water gurgling)

(bird chirping) 

- Oh, you meant me?

(bell dings)