Student line of credit

You must meet the following criteria:

• Be a full-time or part time, post-secondary student
• Be a Canadian citizen or a permanent resident

You must visit the branch once a year to update your file. Bring the following documents to your meeting:

• Two valid pieces of ID
• Proof of full-time student status (proof of registration or class schedule)
• Your most recent transcript
  

The maximum amount you are entitled to is determined according to your tuition fees and level of studies.

Offered to Quebec residents only.

As a participant in the Quebec government's Loans and Bursaries Program, National Bank can help you get fast access to the financial assistance you need.

Benefits

• You don't have to pay any interest while you're a student.
• You aren't required to start repaying your loan until six months after you complete your studies. However, interest accrues during that period.
• You can generally take advantage of flexible payment terms once you've completed your studies.
  

Steps to follow

1. Apply online or get an application form from the Ministère de l'Éducation, du Loisir et du Sport du Québec or the student aid office at your educational institution.
2. Complete the form and send it to the address indicated.
3. The government will examine your application and send you a notice informing you of the decision. If you're eligible for a student loan, the notice will indicate the amount that has been granted.
4. Pick up your Guarantee Certificate from your educational institution.
5. Go to a National Bank branch with your Guarantee Certificate and proof of identity in order to have your loan amount deposited into your account.
   

To learn more, visit the Government of Quebec's student financial aid website.