It’s important to have a good credit report before applying for a new credit card.

A bad credit score can lead to your application being rejected or, at best, you’ll get a credit card under less favourable conditions such as a lower credit limit. However, we understand that anyone can face financial troubles and that a credit card can be a way for you to gradually rebuild your credit report. In this case, we suggest you make an appointment with your financial advisor for more information about your situation, as each case is unique.