Mastercard credit card promotions
Take advantage of our World Elite Mastercard credit card promotion and get up to $1,352 in benefits and rewards for the first year.
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*Promotion valid until March 31, 2025. Minimum purchases and insurance product are required. Conditions apply.
Savour the season, secure the rewards
It’s time to spoil yourself! Apply for a National Bank® World Elite® Mastercard® credit card and you could get up to $1,352 in benefits and rewards, including 40,000 points. *
5,000 points when you enroll in credit card payment insurance
If you enrolled in credit card payment insurance when you signed up for at least 3 months.
5,000 points at the 3rd month after enrollment
If you made $5,000 in net purchases within 3 months of enrollment.
10,000 points at the 6th month after enrollment
If you made $10,000 in net purchases within 6 months of enrollment.
20,000 points at the 12th month after enrollment
If you make $15,000 in net purchases within 12 months of enrollment.
Get up to 40,000 points
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Up to 5 points per dollar spent3
Minimum gross annual income: ${p1.revenuAnnuel}. Subject to credit approval.
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This promotion for new National Bank World Elite Mastercard cardholders ends March 31, 2025. Minimum purchases and insurance product required. Conditions apply.
Promotion on the SyncroTM Mastercard® credit card
Enjoy our current promotion and save on annual fees + $70 cashback one year after enrollment.*
*Offer for new National Bank cardholders available until March 2, 2025. Minimum purchase required. Certain conditions apply.
Get a quick response to your application
Apply online and from the comfort of your own home. Get an answer in minutes.
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We’re here for you
Is the World Elite Mastercard credit card right for you?
Apply online in minutes.
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Come see us or give us a call and we'll answer all your questions.
Call us toll free:
1-888-622-2783
Need more information?
Little details that matter
Length of the welcome promotion
From November 1st, 2024, to March 31st, 2025.
Eligibility conditions
-
Apply for a National Bank World Elite® Mastercard® credit card as the primary cardholder during the promotion period.
-
Have not held a personal National Bank Mastercard credit card during the past 24 months.
-
Keep the credit card account open until the rewards points are paid.
-
Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
-
Not be employed by National Bank or an entity in its group.
Rewards points
| Points offered | Terms and conditions | When points are awarded to the account |
|---|---|---|
| 5,000 | Sign up for payment insurance* for at least the first 3 months. |
Within five months of the minimum period of enrollment. |
| 5,000 |
$5,000 in net purchases in the first 3 months. |
By the end of the 6th month after enrollment.** |
| 10,000 |
$10,000 in net purchases in the first 6 months. |
By the end of the 9th month after enrollment.** |
| 20,000 |
$15,000 in net purchases in the first 12 months. |
By the end of the 15th month after enrollment.** |
*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.
**The purchase calculation period starts on the date you sign up for
the card. For example, if you sign up for the card on November 15, you
have until February 15 to make the required net purchases to receive
the points which will be credited to your account by the end of May
2025.
How the total purchase amount is calculated
The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.
Other conditions
-
You can only benefit from the promotion once.
-
Issuance of the card is subject to credit approval by National Bank. Other conditions apply to the issue of the card.
-
The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.
-
This promotion may be modified or withdrawn without prior notice.
* The calculation period starts at the end of a calendar month.
**To apply for payment protection insurance, you must complete
the Credit Card Payment Protection Insurance
(CCPP) application sections included in the credit card
application form.
How total purchases are calculated
The calculation is for the total amount of purchases made through
all cards linked to the account. The transactions not included in the
calculation are set out in article 1.5 of the À la
carte Rewards PlanTM.
Other conditions
- You can only take advantage of the promotion once.
- Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
- This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
- This promotion may be modified or withdrawn without notice.
Length of the welcome promotion
From August 16 to October 31, 2024
Eligibility conditions
- Sign up for a National Bank® Platinum Mastercard® credit card during the promotion as a primary cardholder.
- Sign up via
the redirection link provided on one of our partner's websites
during the promotion. Must not have held one of our Mastercard
credit cards for individuals from National Bank over the past 24
months as a primary cardholder.
- Keep the credit card account open until rewards points are paid.
- Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
- Not be employed by National Bank or an entity in its group.
Description of the promotion
Up to 25,000 rewards points upon signing up and annual fee refunded in the first year for the primary cardholder and an additional user.
Annual fees
No annual fees for the first year for the primary cardholder and the first additional authorized user.
We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open. It will appear on your statement in the form of a credit.
To benefit from the annual fee discount for the first additional authorized user’s card, you must add it to the account opening request.
Annual fees related to authorized users’ cards are not eligible for this promotion.
Rewards points
| Points offered | Conditions | When points are awarded to the account |
|---|---|---|
| 5,000 | Sign up for credit card payment insurance for at least the first 3 months.* |
Within five months of the minimum period of enrollment.** |
| 5,000 |
$5,000 in purchases in the first 3 months. |
At the end of the 6th month after enrollment.** |
| 10,000 |
$10,000 in purchases in the first 6 months. |
At the end of the 9th month after enrollment.** |
| 20,000 |
$15,000 in purchases in the first 12 months. |
At the end of the 15th month after enrollment.** |
*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.
**The purchase calculation period starts on the date you sign up for
the card. For example, if you sign up for the card on June 15, you
have until September 15 to make the required purchases to receive the
points which will be credited to your account by the end of December
2024.
How the total purchase amount is calculated
The calculation uses the total purchases charged for all cards linked to the account. Transactions that are not included in the calculation are set out under section 1.5 of the A la carte Rewards Plan®.
Other conditions
-
You can only benefit from the promotion once.
-
The credit card is issued subject to credit approval by National Bank. Other conditions apply to the issue of the card.
-
The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.
-
This promotion may be modified or withdrawn without prior notice.
®World Elite and Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.
1. Grace period:
No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate |
Average balance |
|
|---|---|---|
$500 |
$3,000 |
|
22.49% |
$9.24 |
$55.45 |
20.99% |
$8.63 |
$51.76 |
12.9% |
$5.30 |
$31.81 |
8.9% |
$3.66 |
$21.95 |
*Variable interest rate in effect on September 1, 2021
2. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
3. Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points.
4. Exclusively available to World Elite Mastercard cardholders.
Visitors must present their physical credit card and boarding
pass to access the National Bank Lounge. The National Bank Lounge is
only available to clients travelling to international destinations
(excluding Canada and U.S. flights). You benefit from free and
unlimited access with a guest and two children aged 12 or under.
Guests cannot spend more than three (3) hours in the Lounge. For
National Bank clients who do not have free Lounge access and for
additional guests, admission is around $37 for adults and $26 for
children, plus tax. Admission is free for children under three years
old. The entry price may change at any time without notice and at the
discretion of the Lounge operator.
5. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, if the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.