Illustration of a Platinum Mastercard credit card with a shopping cart, van, and promo label

Mastercard credit card promotions

Choose the Platinum Mastercard credit card and enjoy benefits like up to 25,000 rewards points after enrollment.

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*Offer valid until October 31, 2024. Minimum purchase and insurance product required.  Must be a first-time National Bank Mastercard credit card holder.

Platinum Mastercard: get two cards and maximize your rewards

We all know sharing is caring, so enjoy our rewards with a loved one when you get a National Bank Mastercard credit card. Get up to 25,000 rewards points after enrollment and pay no annual fees for the first year.  

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10,000 welcome points

If you’ve made $2,500 in net purchases in the 3 months following becoming a cardholder.  

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5,000 points upon enrolling in credit card payment insurance

At the time of enrollment.

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10,000 points after the first year of enrollment

If you've made $6,500 in net purchases in the 12 months following enrollment.

Get up to 25,000 points

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Platinum Mastercard 

Annual fee for the cardholder 1
Reimbursed the first year, $70/year thereafter.

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for the first year

Annual fee for the authorized cardholder 1
Reimbursed the first year, $35/year thereafter.

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for the first year

Purchase rate

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Balance transfers and cash advances

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Up to 2 points per dollar spent 3

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Access to the National Bank Lounge at Montréal-Trudeau Airport4

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Travel expenses reimbursed ($150)

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Travel insurance for trips that are longer than 10 days4

No minimum income is required, subject to credit approval.

This offer is only available until October 31, 2024. Minimum purchase and insurance product required. 

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Get a response in an instant

Apply online and from the comfort of your own home. Get an answer in minutes.

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We’re here for you

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Is the Platinum Mastercard credit card right for you?

Apply online in minutes.


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Come see us or give us a call and we'll answer all your questions.

Find a branch

Call us toll free:
1-888-622-2783

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Need more information?

Find an answer

Little details that matter

Duration of the welcome promotion

May 13, 2024, to August 15, 2024.

Eligibility conditions

  • Apply for a National Bank World Elite® Mastercard® credit card as the primary cardholder during the promotion period.

  • Have not held a personal National Bank Mastercard credit card during the past 24 months. 

  • Keep the credit card account open until the rewards points are paid.

  • Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.

  • Not be employed by National Bank or an entity in its group.

Rewards points 

Points offered Conditions When points are awarded to the account
5,000 Sign up for credit card payment insurance for at least the first 3 months.*
 Within five months of the minimum period of enrollment.**
5,000
 $5,000 in purchases in the first 3 months.
 At the end of the 6th month after enrollment.**
10,000
 $10,000 in purchases in the first 6 months.
 At the end of the 9th month after enrollment.**
20,000
 $15,000 in purchases in the first 12 months.
 At the end of the 15th month after enrollment.**

*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.

**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on June 15, you have until September 15 to make the required purchases to receive the points which will be credited to your account by the end of December 2024.
 

How the total purchase amount is calculated

The calculation uses the total purchases charged for all cards linked to the account. Transactions that are not included in the calculation are set out under section 1.5 of the A la carte Rewards Plan®.

Other conditions

  • You can only benefit from the promotion once.

  • The credit card is issued subject to credit approval by National Bank. Other conditions apply to the issue of the card.

  • The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.

  • This promotion may be modified or withdrawn without prior notice.

* The calculation period starts at the end of a calendar month.

**To apply for payment protection insurance, you must complete the Credit Card Payment Protection Insurance (CCPP) application sections included in the credit card application form.
 

How total purchases are calculated

The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards PlanTM.

 

Other conditions

  • You can only take advantage of the promotion once.
  • Issuance of the card is subject to credit approval by National Bank of Canada. Other conditions apply to the issue of the card.
  • This promotion may not be combined with any other promotion or offer applicable to National Bank credit cards, nor is it retroactive.
  • This promotion may be modified or withdrawn without notice.

Length of the welcome promotion

From August 16 to October 31, 2024

Eligibility conditions

  • Sign up for a National Bank® Platinum Mastercard® credit card during the promotion as a primary cardholder.
  • Sign up via the redirection link provided on one of our partner's websites during the promotion. Must not have held one of our Mastercard credit cards for individuals from National Bank over the past 24 months as a primary cardholder.
    • Keep the credit card account open until rewards points are paid.
    • Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
    • Not be employed by National Bank or an entity in its group.

Description of the promotion

Up to 25,000 rewards points upon signing up and annual fee refunded in the first year for the primary cardholder and an additional user.

Annual fees

No annual fees for the first year for the primary cardholder and the first additional authorized user.

We will charge annual fees to the account of your new card and reimburse those fees to you. You will receive this reimbursement within five months of opening your account, provided that your account remains open. It will appear on your statement in the form of a credit.

To benefit from the annual fee discount for the first additional authorized user’s card, you must add it to the account opening request. 

Annual fees related to authorized users’ cards are not eligible for this promotion. 

Rewards points 

Points offered Conditions When points are awarded to the account
5,000 Sign up for credit card payment insurance for at least the first 3 months.*
 Within five months of the minimum period of enrollment.**
5,000
 $5,000 in purchases in the first 3 months.
 At the end of the 6th month after enrollment.**
10,000
 $10,000 in purchases in the first 6 months.
 At the end of the 9th month after enrollment.**
20,000
 $15,000 in purchases in the first 12 months.
 At the end of the 15th month after enrollment.**

*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.

**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on June 15, you have until September 15 to make the required purchases to receive the points which will be credited to your account by the end of December 2024.
 

How the total purchase amount is calculated

The calculation uses the total purchases charged for all cards linked to the account. Transactions that are not included in the calculation are set out under section 1.5 of the A la carte Rewards Plan®.

Other conditions

  • You can only benefit from the promotion once.

  • The credit card is issued subject to credit approval by National Bank. Other conditions apply to the issue of the card.

  • The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.

  • This promotion may be modified or withdrawn without prior notice.

*Mastercard and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

1. Grace period:

No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate

Average balance
 

$500

$3,000

22.49%

$9.24

$55.45

20.99%

$8.63

$51.76

12.9%

$5.30

$31.81

8.9%

$3.66

$21.95

*Variable interest rate in effect on September 1, 2021

2. Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

3. Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points. 

4. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, if the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.