À la carte Rewards Plan

Earn points with every purchase and redeem them for gift cards, travel discounts, and more.

Discover my rewards

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You’re a winner on every point

The À la carte Rewards Program® lets you earn points on all your purchases. You can use them towards travel discounts, financial products, gift cards, various items, and more.

Father and son enjoying their time at the beach.

Travel with your points

Book your next vacation with À la carte TravelTM, or obtain a refund for a previous stay with your points.

Discover the possibilities

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Treat yourself

Choose from a wide variety of products and incredible rewards.

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Make a credit card payment

Use your points to pay off your credit card directly from your online bank.

Discover how

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Do it for the planet

Use points to treat yourself to Coop Carbone CO2 offset units and eco-friendly rewards.

Shop for rewards

Do you have the right card to earn rewards?

Platinum Mastercard

Up to 2 points per dollar spent1

  • Mobile device insurance7
  • Extended warranty on purchases4
  • Travel insurance for trips of 10 days or less4

Annual fee2

$70

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

No minimum income required. Subject to credit approval.

World Mastercard

Up to 2 points per dollar spent1

  • Vehicle rental insurance4
  • Extended warranty on purchases4
  • Travel insurance for up to 60 days4

Annual fee2

$115

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Minimum gross annual income: $50,000 for applicant or $80,000 for household income. Subject to credit approval.

Promo: up to 40,000 points

World Elite Mastercard

Up to 5 points per dollar spent1

  • Refund for travel expenses ($150)5
  • Access to the National Bank Lounge6
  • Travel insurance for up to 60 days  4

Annual fee2

$150

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Minimum gross annual income: $80,000 for applicant or $150,000 for household income. Subject to credit approval.

Fly away with À la carte Travel

Book your vacation package and airline tickets online with À la carte Travel AgencyTM.

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Your points take you further

Love to travel? Choose a credit card with a rewards plan designed for your vacations.

Redeem your points to see the country and relax.

Mastercard credit cards World Elite ® World Mastercard ® Platinum Mastercard ®, Edition® with rewards program, and Escapade® Business Platinum Ovation Gold ®, Allure ® Rewards
Points /$1 eligible purchase 2 points
1,25 additional points
1,5 additional points
1.5 additional points 0.5 additional point

Redeem your points for discounts on your next vacation

Already booked your vacation? Use your points to reimburse travel expenses like plane or cruise tickets, car or cottage rentals, the purchase of travel packages or excursions, hotel rooms, and more.1

Your points are worth more

Your points are worth more with À la carte TravelTM Receive $100 in discounts for every 10,000 points you accumulate. Our best exchange-rates for travel rewards.

Enter the shop

Find a wide variety of products to choose from

Visit the online store and treat yourself to goods that will do you good.

As a cardholder, your points can be used to buy exciting products, gift cards and special packages. You'll also find products from local and environmentally responsible companies.

Visit our store

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Rewards that pay off

Take advantage of your points the way you want. 

Invest the value of your points and make them grow. Use themto contribute to a variety of investment products including RRSPs and TFSAs.

Parents with their two kids smiling and playing with a piggybank.
Parents with their two kids smiling and playing with a piggybank.
Parents avec leurs deux enfants, souriant, jouant avec une tirelire « cochon »

Make a payment on your credit card

If you’ve accumulated at least 6,250 points, you can use your rewards points to pay your credit card balance, partially or in total.

Discover the possibilities

 

Parents avec leurs deux enfants, souriant, jouant avec une tirelire « cochon »

Earn points for the planet

Receive rewards that are environmentally responsible.

Would you like to contribute to Quebec’s Green Fund? Your points allow you to offset the cost of your trip with Coop Carbone CO2 offset units, or to get your hands on more environmentally friendly products.

Shop for your rewards

A mother with her daughter in the garden

 

 

There are tons of different ways to benefit from your rewards. Choose your favourite. 

Discover all your rewards

Small details that matter

There are so many options to choose from!

Gift cards, products, travel packages, cruises…These are just a few of the rewards waiting for you.

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant