NBI Private Wealth Management

National Bank's NBI Private Wealth Management, a solution for you and your family's well-being. It gives you access to a high-end integrated investment service, discretionary portfolio management and personalized support.

With the family household, your loved ones can benefit from the same advantages as you. This way, the whole family could enjoy reduced service fees calculated on a declining scale based on the total market value of the assets held. The more you invest together, the more you save together.

NBI Private Wealth Management also gives you access to some of the best portfolio managers in the world.

Finally, you can make the most of an advantageous financial package that provides you with privileged rates on your financing solutions, the World Elite Mastercard without any annual fees, medical care assistance and many other exclusive advantages. NBI Private Wealth Management: Realize that you and your family can add your advantages together.

National Bank Investments. Powering your ideas.

Our priority: offer you a solution tailored to your profile and your financial objectives through careful planning considering your ambitions and risk tolerance.

Fund Facts

Prospectus

Annual, interim and quarterly reports

Investor information

Proxy voting policy

Statement of policies respecting conflicts of interest [PDF]

Declaration of trust

Householding is a key feature of NBI Private Wealth Management. It allows family members to combine their accounts and save on service fees. What's more, you can enjoy all the benefits of householding while continuing to do business with the advisor you have come to trust.

A household includes the main account holder, his or her spouse, and the couple's parents, grandparents, children and grandchildren. To create a household, the main investor must have a minimum of $250,000 invested.

 Any eligible person in the household who resides at the same address as the main investor can join by investing a minimum of $5,000. Each additional eligible household member not residing at the same address as the main investor must invest at least $100,000.

Here's what a household might look like.

• Main investor: $250,000
• Spouse: $90,000
• Son: $35,000
• Son's spouse: $85,000
• Daughter: $95,000
• Paternal grandfather: $500,000
• Paternal grandmother: $260,000
• Maternal grandfather: $200,000
• Maternal grandmother: $300,000
  

The total invested by the son and his spouse exceeds the minimum required ($100,000) to be included in the household. They therefore qualify for householding. Note that spouses must reside at the same address.

The daughter does not reside with the main investor and her investment is below the $100,000 threshold. She therefore does not qualify.

To take advantage of the householding option offered by NBI Private Wealth Management, simply contact your financial planner to receive a householding code and start referring family members today.

Sign up for a Canadian dollar chequing account and a World Elite^® Mastercard^® credit card, and you'll get access to a range of personalized services and exclusive benefits.

To be eligible for this offer ³, you must have at least $250,000 in assets at NBI Private Wealth Management.

The offer includes a number of benefits:

Three bank accounts

• In CAD or in USD

Assistance services

• Unlimited access to the following included assistance services:
  - A virtual healthcare solution (telemedicine) (individual plan): nbc.ca/virtual-clinic
  - Legal assistance (private and professional matters): nbc.ca/legal-assistance
• 20% discount on the Securizone^®, 4 fraud and identity theft assistance program: nbc.ca/securizone-assistance.

The National Bank World Elite^® Mastercard^® credit card ⁵

• A rewards plan that varies according to the categories of common purchases ⁶.

• Comprehensive travel insurance ⁷
  

            - Out-of-province-of-residence medical/hospital care
            - Trip cancellation
            - Trip interruption
            - Flight delay
            - Lost luggage
            - Vehicle rental

• Up to $150 in travel fee rebates for each account per 12-month period ^8-9

This financial package is also offered with the National Bank World Mastercard^® credit card.

Advantageous rates on financing solutions

• Personal Flex Line^®,10
• National Bank All-In-One^®,10
• Mortgage loan ¹⁰
  

Your spouse can enjoy the benefits of the financial package without having to be an authorized user of the Mastercard World Elite credit card.

* Consult your financial planner for more information on these assistance services.

For more information about NBI Private Wealth Management, download the brochure An Integrated Investment Approach.

^®Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

^® The PERSONAL FLEX LINE and the ALL-IN-ONE are registered trademarks of National Bank of Canada.

^TM MEDICAL CARE ASSISTANCE and SECURIZONE 360 are trademarks of National Bank of Canada, used under licence by NBC Assistance Inc.

^MD SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

1. NBI Private Wealth Management is an asset allocation service offered by National Bank Investments Inc. and sold by National Bank Savings and Investments Inc., separate entities and indirect wholly owned subsidiaries of National Bank of Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service (such as NBI Private Wealth Management). Please read the prospectus of the NBI Funds and the Private Portfolios composing the NBI Private Wealth Management profiles before investing. The funds are not guaranteed, their values change frequently and past performance may not be repeated. Investors must enter into an agreement with National Bank Savings and Investments Inc. National Bank Trust Inc. (for all activity in Quebec, Prince Edward Island, Saskatchewan and New-Brunswick) or Natcan Trust Company (for all activity in all other Canadian provinces and territories), subsidiaries of National Bank of Canada, act as portfolio managers of NBI Private Wealth Management, which gives them the authority to select, add or remove funds composing the NBI Private Wealth Management profiles. 
2. Financial planning services are offered by National Bank Savings and Investments Inc. (NBSI), a wholly owned subsidiary of National Bank of Canada. NBSI is registered as a financial planning firm in Quebec.
3. National Bank’s Wealth Management financial package is offered, subject to approval by National Bank, to clients of NBI Private Wealth Management who meet National Bank’s eligibility criteria, are Canadian citizens or permanent residents of Canada, and have a National Bank World or World Elite Mastercard and a National Bank CAD chequing account.
4. Discount is applicable to the standard rates of the Securizone or Securizone 360 plans for as long as you benefit from an exclusive offer. If you no longer benefit from an exclusive offer, you must agree to pay the applicable regular rate in order to continue to benefit from the plan. NBC Assistance Inc. reserves the right to terminate or modify this offer at any time. Please consult the rates and other applicable conditions on the Securizone page.
5. Subject to credit approval by National Bank of Canada. Certain conditions apply. Consult the pages for the World Elite and World Mastercard credit cards for more information about each card.
6. Certain restrictions apply. Please consult the applicable rules governing reward points under Rewards plan.
7. This coverage applies to purchases and rentals made using the card, except out-of-province medical/hospital insurance for which it is not necessary to charge the travel arrangements to the card. Certain conditions and restrictions apply. For more information, consult the pages for the World Elite and World Mastercard credit cards or the documentation available in branches.
8. Reference period starting on the account opening date.
9. On condition that required supporting documents are provided in the manner and time frame prescribed. Some restrictions may apply. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150. Eligible expenses include: airport parking fees (maximum $100), baggage fees (maximum $100) and seat selection fees (maximum $50). The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain a copy of the reimbursement claim form, call 1‑888‑296‑8881 (toll-free) in Canada and the United States, or 1‑416‑734‑3922 (collect) from anywhere in the world.
   
10. Financing subject to credit approval by National Bank.

^®NATIONAL BANK INVESTMENTS is a registered trademark of National Bank of Canada, used under licence by National Bank Investments Inc. 

National Bank Investments is a signatory of the United Nations-supported Principles for Responsible Investment, a member of Canada’s Responsible Investment Association, and a founding participant in the Climate Engagement Canada initiative.