Rewards credit cards

Take advantage of our World Elite Mastercard credit card promotion and get up to $1,352 in benefits and rewards for the first year.

Discover the offer

*Promotion valid until March 31, 2025. Minimum purchases and insurance product are required. Conditions apply.

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Compare our Mastercard® rewards cards

Take advantage of your Mastercard rewards card’s great advantages all year round, no matter your lifestyle and financial needs. So how will you benefit?

Platinum Mastercard

Up to 2 points per dollar spent1

  • Mobile device insurance8
  • Extended warranty on purchases4
  • Travel insurance for trips of 10 days or less 4

Annual fee2

$70

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

No minimum income required. Subject to credit approval.

World Mastercard

Up to 2 points per dollar spent1

  • Vehicle rental insurance4
  • Extended warranty on purchases4
  • Travel insurance for up to 60 days  4

Annual fee2

$115

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Minimum gross annual income: $50,000 for applicant or $80,000 for household income. Subject to credit approval.

Promo: up to 40,000 points

World Elite Mastercard

Up to 5 points per dollar spent1

  • Refund for travel expenses ($150)6
  • Access to the National Bank Lounge7
  • Travel insurance for up to 60 days  4

Annual fee2

$150

Purchase rate

20.99%

Interest rate (balance transfers and cash advances)2-3

22.49%

Minimum gross annual income: $80,000 for applicant or $150,000 for household income. Subject to credit approval.

The advantages of our rewards cards 

All of our reward cards offer a range of benefits to help simplify your life: 

  • Redeem your points at the travel agency of your choice
  • Car rental insurance4
  • Purchase protection4 insurance (up to 180 days)
  • Extended manufacturer’s warranty on purchases4
  • Fraud protection5
  • Enhanced security with Mastercard® ID CheckTM
  • Contactless payments with Apple Pay® and Google Pay®

Convenient features that go wherever you go

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Lock, unlock or replace a credit card*

In case of loss, fraud or theft of your credit
card, you can temporarily lock your card or replace it in your online bank.

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Receive notifications

Get peace of mind by enabling credit card email notifications in your online bank. You can be notified before your card balance is due and when a transaction exceeds the limit per transaction that you set.

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Apply for a credit limit increase

Sign in to your online bank to request a credit limit increase. Once the request has been submitted, it will take 5 business days to process your request. You will be notified by email.

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Financial benefits with your points

With À la carte Rewards®, you can gain a lot with your rewards points. For example, you can save on bank fees, mortgage payments, RRSP contributions and more.

How do Rewards credit cards work?

You could earn points for every dollar you spend. You can then redeem your points for rewards such as travel discounts, merchandise or gift cards. Plus, there is no deadline for using your points.

For tech lovers!

Spoil yourself with a wide selection of electronics, including wearable technology, which you can obtain by redeeming your Rewards Points.

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Brighten your daily routine

Choose the gift cards that best suit your lifestyle, including those for your renovation projects.

Discover gift cards

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Your online bank

Sign in to your online bank to carry out most of your daily transactions.
 

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Need help?

Visit our help centre to find answers to your questions.
 

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Contact Mastercard

If you have any questions, contact Mastercard Customer Service at

1-888-622-2783

Find the right credit card for you

Little details that matter

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

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