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The Connected Chequing Account

No need to keep track : You can make unlimited digital transactions

Open an account

Discover the benefits of The Connected chequing account

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Unlimited use of Interac e-transfer, 1 free of charge

Send and receive money without any fee

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Unlimited transactions

Enjoy unlimited digital 2 transactions.

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Up to $30 cashback 3

Get cashback after getting an eligible credit card.

Benefit offered only to adults.

Even more benefits

  • Apply online in just a few clicks
  • Access to mobile cheque deposit
  • Online statements at no extra cost
  • Access to THE EXCHANGE® network of ABMs at no additional cost

How do I open a chequing account online? 

Select the plan that suits you 

0-17 years old

Monthly fees 4

$0/month

18-24 years old

Monthly fees 4

$0/month

25-59 years old

Monthly fees 4

$15.95/month

Reduce your monthly fees*

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$0 with a balance of $4,500 or more

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Get an eligible Mastercard credit card 5 and enjoy a $5/month discount

60 plus

Monthly fees 4

$10.95/month

Reduce your monthly fees*

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$0 with a balance of $4,500 or more

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Get an eligible Mastercard credit card 5 and enjoy a $5/month discount

*A $5/month discount will be automatically applied if you have a Platinum, World, or World Elite® Mastercard® credit card. The fee is adjusted to your bill up to a maximum of $0.

Discover our other chequing accounts

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The Total®

  • Unlimited digital 2 and in-person 6 transactions
  • Interac e‑Transfer included
  • 100 cheques per year, 7 free of charge
  • Up to $150 cashback when you get an eligible credit card 8
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The Minimalist®

  • 12 transactions 2
    (including 2 branch transactions 6)

  • Interac e‑Transfer included

Enjoy digital banking features that make your everyday life easier    

When you open a chequing account, you have access to many digital banking services:

  • Interac ® e-Transfer Autodeposit 1
  • Credit card alerts
  • Mobile cheque deposit
  • International money transfers
  • Direct deposit of government payments
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We’re here for you

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Want to open a chequing account with The Connected® package?

Open an account online today.

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Need personalized advice?

Make an appointment or call us to answer any of your questions

Toll-free: 1-888-835-6281

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Find all the answers to your questions in our Help centre

Little details that matter

Legal disclaimers 

®THE CONNECTED and NATIONAL BANK are registered trademarks of National Bank of Canada.

®Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence.

®MASTERCARD is a registered trademark of Mastercard International Incorporated.

®THE EXCHANGE is a registered trademark of Fiserv Inc.

Authorized user: National Bank of Canada.

1. No fees for sending an Interac e-Transfer®.

2. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

3. New holders of an eligible National Bank® Mastercard® credit card and a chequing account with The Connected® package will receive a $30 discount. The following credit cards are eligible: Echo® Cash Back, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The main holder and the joint holder of an account with The Connected package may be entitled to a discount provided that they each sign up for an eligible main Mastercard card. No discount will be given to holders of an additional Mastercard card. Accounts opened with The Connected package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.

4. Consult the Fee Guide ⁠- Personal Banking Solutions for more details. Discounts are applied upon presentation of supporting documents.

5. We reserve the right to end, without notice, the discount applicable to your banking package if you do not maintain the eligible products. You must also maintain your credit card account in good standing by respecting the conditions provided for in the Credit Card Agreement. This discount cannot be combined with a bank offer. In the event you close your eligible credit card account or do not maintain the eligible banking plan or your credit card account in good standing, we will charge you the full amount of the applicable flat monthly fee, excluding this discount. See the applicable monthly fees on page 2 of the Fee Guide ⁠- Personal Banking Solutions.

6. Transactions carried out at our branches during normal business hours.

7. Shipping and taxes are not included.

8. New holders of an eligible National Bank Mastercard credit card and a chequing account with The Total® package will receive a discount of up to $150. Eligible credit cards and respective discounts are: Echo® Cashback, Syncro, Platinum, World and World Elite®. The discount only applies once after enrollment. The bank account must be opened before the credit card account to qualify for the discount offer. The amount of the discount will be applied as a credit to the credit card account statement within a maximum of 90 days after activation of the card. To qualify for the discount, the credit card account must be in good standing and the bank account must not be overdrawn. The main cardholder and co-holder of an account with The Total package may be entitled to a discount provided they each sign up for an eligible Mastercard primary card. No discount will be given to holders of an additional Mastercard card. Accounts opened with the The Total package before January 22, 2018, are not eligible for this discount. For the conditions relating to National Bank Mastercard credit cards, visit our website.

Rates

Transaction fees:

  • Free Interac® e-Transfers2
  • Free online fund transfers between your National Bank accounts6
  • Free online bill payments6
  • Free debit card purchases6
  • Free stop payments for pre-authorized cheques and debits
  • Free online statements
  • Free access to cheque images
  • Free foreign currency bank drafts
  • Free bank drafts in CAD
  • Free account statements by mail
  • Free withdrawals, bill payments and other transactions at National Bank ABMs
  • Free withdrawals and transactions at another financial institution's Interac® banking machine
  • Free withdrawals and transactions at another financial institution's Cirrus® banking machine
  • Free withdrawals and transactions at ABMs of financial institutions in THE EXCHANGE® network

For more information on fees for National Bank's products and services, consult the Fees – Your Guide to Personal Banking Solutions pamphlet.

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

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