Chequing accounts and packages

Making everyday banking easy

Photo of a woman paying her bill at a restaurant with her cellphone.

Choose a banking package that’s right for you

Our most popular package

Picto of a wallet with a wifi icon

Monthly fees 4

The Connected®

$15.95

0-24 years old

$0

60 plus

$10.95

Reduce your monthly fees

Picto of an arrow pointing down and a money sign

$0 with a balance of $4,500 or more

Picto of a credit card

Get an eligible Mastercard credit card 5 and enjoy a $5/month discount

  • Unlimited digital transactions 2

  • Interac e‑Transfer included

  • $30 cashback when you get an eligible credit card 6

Our most complete package

Picto of a wallet with a star

Monthly fees 4

The Total®

$28.95

0-17 years old

$18

18-24 years old

$13

60 plus

$23.95

Reduce your monthly fees

Picto of an arrow pointing down and a money sign

$0 with an account balance of $6,000 or more

Picto of a credit card

Get an eligible Mastercard credit card 5 and enjoy a $10/month discount

  • Unlimited digital transactions 2 and in-person 3
  • Interac e‑Transfer included
  • Receive 100 free cheques per year 7
  • Up to $150 cashback when you get an eligible credit card 6

No-frills package

Picto of a wallet with a checkmark

Monthly fees 1

The Minimalist®

$3.95

0-24 years old

$0

  • 12 transactions 2
    (including 2 branch transactions 3)
  • Interac e‑Transfer included

Discover all the banking services designed to make your life easier.

Not what you’re looking for?

Picto of a wallet with the plus sign

Check out The Modest® banking package

  • Monthly fees of $10.95 4
  • 30 digital transactions 2
  • Interac e‑Transfer included

What’s your profile

Offer for professionals

Picto of a briefcase

Professionals

Choose the offer that corresponds to your field of employment so that we can offer you products and services tailored to your profession.

Offer for newcomers

Picto of a wallet with a maple leaf

Newcomers

Find out more about the banking products and services that can help you make all your Canadian projects a reality.

Offer for students

Picto of school lockers

Post-secondary students

Open a bank account and enjoy many benefits depending on your field of study.

security icon

Good to know

Help protect your account and prevent fraud with our expert advice.

Other accounts that might interest you

Business accounts

Discover our accounts for businesses and the self-employed.

See all business accounts

Savings account

Great for short-term saving—access your funds at any time.

See savings account

We’re here for you

Picto of two people with the National Bank logo

Get support from home

Discuss your needs and objectives with a member of our expert advisory team from the comfort of your living room.

Picto of the Facebook Messenger logo

Chat with us

Get help in real time with our Facebook Messenger chat option

Picto of an encircled question mark

Need more info?

Visit our Help centre to find the answers to your questions

Little details that matter

Back
Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant