Travel with Mastercard credit cards

Take advantage of our World Elite Mastercard credit card promotion and get up to $1,352 in benefits and rewards for the first year.

Discover the offer

*Promotion valid until March 31, 2025. Minimum purchases and insurance product are required. Conditions apply.

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Compare our travel Mastercard^® credit cards

For all your discoveries, both at home and abroad, your travel cards are much more than just a way to pay. Enjoy excellent benefits all year round, no matter what your lifestyle and travel needs.

Platinum Mastercard

Up to 2 points per dollar spent³

Refund for travel expenses ($150)⁵

Access to the National Bank Lounge⁴

Travel insurance for trips of 10 days or less⁶

Vehicle rental insurance⁶

Extended warranty on purchases⁶

Annual fee¹

$70

Purchase rate¹

20.99%

Interest rate (balance transfers and cash advances)^1-2

22.49%

No minimum income required. Subject to credit approval.

Apply now

Discover the Platinum card

World Mastercard

Up to 2 points per dollar spent³

Refund for travel expenses ($150)⁵

Access to the National Bank Lounge⁴

Travel insurance for up to 60 days⁶

Vehicle rental insurance⁶

Extended warranty on purchases⁶

Annual fee¹

$115

Purchase rate¹

20.99%

Interest rate (balance transfers and cash advances)^1-2

22.49%

Minimum gross annual income: $50,000 for applicant or $80,000 for household income. Subject to credit approval.

Apply now

Discover the World card

Promo: up to 40,000 points

World Elite Mastercard

Up to 5 points per dollar spent³

Refund for travel expenses ($150)⁵

Access to the National Bank Lounge⁴

Travel insurance for up to 60 days⁶

Vehicle rental insurance⁶

Extended warranty on purchases⁶

Annual fee¹

$150

Purchase rate¹

20.99%

Interest rate (balance transfers and cash advances)^1-2

22.49%

Minimum gross annual income: $80,000 for applicant or $150,000 for household income. Subject to credit approval.

Apply now

Discover the World Elite card

The advantages of our rewards cards

All our reward cards offer a range of benefits to help simplify your life: 

Out-of-province hospital medical insurance⁶
Flight cancellation or interruption travel insurance⁶
Delayed flight and stolen luggage insurance⁶
Stolen or lost luggage insurance⁶
Vehicle rental insurance (local or abroad⁶)

Medical, legal or general assistance⁶
Insurance in case of accidental breaks, loss or theft of mobile devices⁷
Extended manufacturer’s warranty on purchases⁶
Purchase protection⁶ insurance (up to 180 days)
Contactless payments with Apple Pay^® and Google Pay^®

Enhanced security with Mastercard^®ID Check^TM
Fraud protection⁸
Redeem your points at the travel agency of your choice
Experiences and À la carte Rewards Plan^®
Use your points to pay off your balance

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Even more benefits with the World Elite and World Mastercard

Exclusive new benefits for the World Elite and World Mastercard

Daily offers on several in-demand applications and subscription services.⁹

Access to over 1,300 airport lounges all over the world.¹⁰

Choose your card

Convenient features that go wherever you go

Lock, unlock or replace your credit card

In case of loss, fraud, or theft of your credit card, you can temporarily lock your card or replace it in your online bank.

Lock or replace your card

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Receive notifications

Get peace of mind by enabling credit card email notifications in your online bank. You can be notified before your card balance is due and when a transaction exceeds the limit per transaction that you set.

See the demo

Apply for a credit limit increase

Sign in to your online bank to request a credit limit increase. Once the request has been submitted, it will take up to 5 business days to process your request. You will be notified by email.

Request an increase

Your rewards points offer a lot

Use your reward points to invest in an RRSP or TFSA, pay your mortgage, save on bank fees, or pay off your credit card.

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À la carte rewards

Take advantage of À la carte rewards and exchange your points to:

Invest in a RRSP or TFSA, pay your mortgage, or save on bank fees.³

Explore À la carte rewards

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Payment with rewards points

You can use your rewards points to make a payment on your credit card balance. If you’ve accumulated at least 6,250 points, you can use this feature in your online bank or National Bank³mobile app.

Learn the value of exchange

Choose your card

Find the right credit card for you

Rewards

Cashback

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Low interest rate

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No annual fee

See all the cards

Your online bank

Need help?

Visit our help centre to find answers to your questions.

Find answers

Contact Mastercard

If you have any questions, contact Mastercard Customer Service at

1-800-307-7309

Little details that matter

Due to the labour disruption at Canada Post, certain mail delivery interruptions may occur. If you signed up for a promotional credit card after November 7, 2024, you will have an additional 30 days to make your minimum purchases and take advantage of the promotional rewards points. Note that this deadline may be extended depending on the impact on mail deliveries.

Length of the welcome promotion

From November 1^st, 2024, to March 31^st, 2025.

Eligibility conditions

Apply for a National Bank World Elite^® Mastercard^® credit card as the primary cardholder during the promotion period.
Have not held a personal National Bank Mastercard credit card during the past 24 months.
Keep the credit card account open until the rewards points are paid.
Keep the account in good standing while complying with the conditions in the Credit Card Agreement, until the rewards points are paid. For example, all minimum payments must be made on time.
Not be employed by National Bank or an entity in its group.

Rewards points

Points offered	Terms and conditions	When points are awarded to the account
5,000	Sign up for payment insurance* for at least the first 3 months.	Within five months of the minimum period of enrollment.
5,000	$5,000 in net purchases in the first 3 months.	By the end of the 6th month after enrollment.**
10,000	$10,000 in net purchases in the first 6 months.	By the end of the 9th month after enrollment.**
20,000	$15,000 in net purchases in the first 12 months.	By the end of the 15th month after enrollment.**

*To apply for payment insurance, you must complete the Credit Card Payment Protection Plan (CCPP) section in the credit card application form.

**The purchase calculation period starts on the date you sign up for the card. For example, if you sign up for the card on November 15, you have until February 15 to make the required net purchases to receive the points which will be credited to your account by the end of May 2025.

How the total purchase amount is calculated

The calculation is for the total amount of purchases made through all cards linked to the account. The transactions not included in the calculation are set out in article 1.5 of the À la carte Rewards Plan^TM.

Other conditions

You can only benefit from the promotion once.
Issuance of the card is subject to credit approval by National Bank. Other conditions apply to the issue of the card.
The promotion may not be combined with any other promotion or offer applicable to National Bank credit cards and cannot be applied retroactively.
This promotion may be modified or withdrawn without prior notice.

Minimum age

Age of majority in the province or territory where you live

Legal status

Canadian resident

Gross annual income

Minimum purchases per year (existing client only)

Investable assets

$80,000 for applicant or $150,000 for household income

$25,000 charged to the card annually

$400,000

You aren't eligible? Discover the World Credit Card or the Platinum credit card.

Minimum age

Age of majority in the province or territory where you live

Legal status

Canadian resident

Gross annual income

Minimum purchases per year (existing client only)

Investable assets

$50,000 for applicant or $80,000 for household income

$15,000 charged to the card annually

You aren't eligible? Discover the Platinum credit card.

1. Grace period:

No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate	Average balance
	$500	$3,000
22.49%	$9.24	$55.45
20.99%	$8.63	$51.76
13.2%	$5.53	$33.16
9.2%	$3.78	$22.68

*Variable interest rate in effect on September 1, 2021

2. Subject to credit approval by National Bank. Each balance transfer must be at least $250.

3. Certain conditions apply. Visit mastercard.ca for more information. Refer to the credit card terms and conditions.

4. Exclusively available to World Elite Mastercard cardholders. Visitors must present their physical credit card and boarding pass to access the National Bank Lounge. The National Bank Lounge is only available to clients travelling to international destinations (excluding Canada and U.S. flights). Guests cannot spend more than three (3) hours in the Lounge. For National Bank clients who do not have free lounge access and for additional guests, admission is around $37 for adults and $26 for children, plus tax. Admission is free for children under three years old. The entry price may change at any time without notice and at the discretion of the Lounge operator.

5. Clients must submit required documents within the given deadline. Certain conditions may apply. Only the primary cardholder (“Cardholder”) of National Bank World Elite Mastercard whose account is in good standing can request a refund of travel expenses. An account in good standing refers to an account linked to a credit card which complies with the Agreement governing the use of the credit card and which is not subject to any restrictions. For example, the annual fees related to the credit card must have been paid in full. The maximum amount that can be submitted for reimbursement between January 1 and December 31 of each year is $150.

Eligible expenses include:

- airport parking fees

- baggage fees

- seat selection fees

- access to airport lounges worldwide

- airline ticket upgrades

The claim must be submitted within 60 days of the purchase date and accompanied by proof of purchase. The travel fees must be charged to the National Bank World Elite Mastercard credit card. The maximum reimbursement amount is $150 per account. The refund will be issued within 7 business days following the request approval date and after receiving all required information. An amount not claimed in a year cannot be carried over to the following year. For more information or to obtain the refund form, sign in to rewards.nbc.ca, click the Refund of travel expenses tab and complete the form, you can also contact us at 1-888-296-8881 (toll-free).

6. This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card, and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

7. Up to $1,000 in the event of accidental breakage, loss or theft for a maximum of 2 years after the purchase date. The device must have been purchased using your National Bank Platinum Mastercard credit card, or your phone plan must be paid via recurring payments charged to your National Bank Platinum credit card starting September 1, 2022. For complete terms and conditions, please consult the insurance certificate associated with your card.

8. Certain conditions apply. Visit mastercard.ca for more information. See all the terms and conditions of the card's credit.

9. Mastercard Digital Everyday Offers is provided by Mastercard. Offers are subject to terms and conditions and may be subject to change without notice. Details at www.mastercard.ca/worldelite.

10. Mastercard^®Travel Pass provided by DragonPass is a worldwide program run by DragonPass International Limited. Eligible Mastercard World or World Elite cardholders wishing to access a participating Mastercard^® Travel Pass lounge must present the mobile app (this may be obtained by the eligible cardholder by registering an account at https://mastercardtravelpass.dragonpass.com/) to the lounge receptionist. Access to participating Airport Lounges is at the cost of $32 US/person (subject to change), per visit, and lounge access charges will be billed to the credit card connected to cardholder’s Mastercard^® Travel Pass membership.

^® Mastercard, World Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

™À LA CARTE TRAVEL is a trademark of National Bank of Canada. À la carte Travel is owned by Transat Distribution Canada Inc., holder of permit No. 753141 in Quebec.

™ID Check and Identity Check are trademarks of Mastercard International Inc. Authorized user: National Bank.

^®Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Inc. is not a sponsor of or participant in National Bank Mobile Banking Solutions.

^®Google Pay is a trademark of Google LLC. The use of this trademark is subject to Google Inc.’s authorization policy.

Travel with Mastercard credit cards

Compare our travel Mastercard® credit cards

Platinum Mastercard

World Mastercard

World Elite Mastercard

The advantages of our rewards cards

Even more benefits with the World Elite and World Mastercard

Convenient features that go wherever you go

Lock, unlock or replace your credit card

Lock or replace your card

Receive notifications

See the demo

Apply for a credit limit increase

Request an increase

Your rewards points offer a lot

Find the right credit card for you

Little details that matter

Conditions – World Elite promotional offer

Eligibility criteria for the World Elite card

Eligibility criteria for the World card

Legal disclaimers

Virtual assistant

Compare our travel Mastercard^® credit cards

The advantages of our rewards cards