Bank account rates

Here are the current interest rates for all our bank accounts as well as the applicable rate for overdraft accounts.

Rate as of March 26, 2025 05:00 PM

Savings accounts*

Account Name
Rate (%)
Special Project Savings Account*
0.050
Youth savings*
0.010
Daily interest savings account*
0.010
Corporate chequing-savings account*
0.050
Corporate savings account*
0.050


*These transaction accounts, flat fee banking packages and financial packages are no longer offered but will remain active for existing holders.

The CAD Progress AccountTM*

If the balance is
Rate (%)
0 $ to $1999,99
0.000
$2,000 to $4,999.99
0.000
$10,000 to $24,999.99
0.010
$25,000 to $59,999.99
0.010
$60,000 to $99,999.99
0.010
$100,000 and +
0.050


*These transaction accounts, flat fee banking packages and financial packages are no longer offered but will remain active for existing holders.

High Interest Savings Account

If the balance is
Rate (%)
$0 and +
0.750%

USD Progress AccountTM

If the balance is
Rate (%)
$0 and +
0.000%
$1,000 and +
0.000%
$2,000 and +
0.000%
$5,000 and +
0.010%
$10,000 and +
0.100%

Strategist AccountTM* or Natcan Strategist AccountTM*

If the balance is
Rate (%)
$0 and +
0.000%
$5,000 and +
0.010%
$25,000 and +
0.010%
$60,000 and +
0.050%
$100,000 and +
0.050%


*These transaction accounts, flat fee banking packages and financial packages are no longer offered but will remain active for existing holders.

Crescendo Account®*

If the balance is
Rate (%)
$0 and +
0.000%
$3,000 and +
0.050%
$30,000 and +
0.050%


*These transaction accounts, flat fee banking packages and financial packages are no longer offered but will remain active for existing holders.

Overdraft rate applicable on personal and business accounts

Currency
Rate (%)
CAD
21.000%
USD
21.000%

Little details that matter