Loan rates and lines of credit

Prime Rate (P) = ${p1.tauxBase}

* "Base Rate" means the annual interest rate that the Bank publicly announces from time to time as the reference rate used to establish the interest rate on Canadian dollar loans made by the Bank in Canada

RRSP Loan

RRSP Loan

Term
Fixed rate (%)
3-36 months
5.990
37-60 months
6.490
61-120 months
7.450

Term
Variable rate (%)
3-36 months
P + 0.750 = 5.700
37-60 months
P + 1.250 = 6.200
61-120 months
P + 2.000 = 6.950
RRSP line of credit

RRSP line of credit

Term
Rate (%)
RRSP line of credit
P + 1.000 = 5.950

All-In-Oneᵀᴹ line of credit

Product name
Rate (%)
All-In-One
P + 1.000 = 5.950

Credit interest
Rate (%)
$0 and +
0.000
$5,000 and +
0.010
$25,000 and +
0.010
$60,000 and +
0.010
$100,000 and +
0.010

Integrated line of credit ($500 to $4,999)

Product name
Rate (%)
Integrated line of credit
P + 7.000 = 11.950

Personal Flex Line ($5,000 and +)

* Our rates may be adjusted depending on the client's file and on the client's authorized limit.*Secured by a first mortgage on a second home.

Line of credit on second home

Product name
Rate (%)
Line of credit on a second home
P + 1.000 = 5.950


*Secured by a first mortgage on a second home.

Student line of credit

Product Name
Rate (%)
Student line of credit
P + 1.000 = 5.950

Quebec Student loan

Product name
Variable Rate (%)
Class B or class E loan*
P + 0.500 = 5.450

Product name
Variable Rate (%)
Class C loan*
P + 1.000 = 5.950

Little details that matter