NEWCOMERS

Navigate every step of your immigration with our support

See all our tips and information to help you throughout your transition

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We’ll help guide you along your journey

No matter your situation, you can count on our advice to lend a helping hand with your new life in Canada at every stage of your journey.

Canadian immigration guide:
essential to your success

Download our free practical guide for valuable information on finance, housing, work, and education.

Legal support service

Get legal advice from a lawyer to better understand the immigration process, housing, and education to protect yourself from immigration fraud. Service is available for 12 months.¹

The best bank for newcomers

National Bank of Canada has been named the Best Bank for Newcomers to Canada for 2024 by MoneySense.

We are one of the 6 largest banks in the country, with over 350 branches and 940 ABMs offering services in 6 different languages.

Advice for your immigration to Canada

You go through many steps while immigrating to another country: obtaining a visa, finding a home, choosing the best bank for you, adapting your lifestyle, etc.

Our articles provide practical information to guide you through every step of your new life.

My resources before immigrating

Prepare for your arrival in Canada. Whether you've already decided to come or still on the fence, we've got plenty of information on housing, finance and health to help you make the right decision.

Check out our tips

My finances in Canada

Discover the unique features of Canada's financial system and learn how to manage your money by choosing the right financial products for your needs.

Check out our tips

My education in Canada

Are you thinking of coming to Canada to study? There’s a lot to learn before coming.

My employment in Canada

From administrative procedures to the intricacies of compensation, learn more about the world of employment in Canada to pursue your career with peace of mind.

My housing in Canada

Picto of a house with a validation symbol

Buy or rent? It’s a question that knows no borders. See how the real estate purchasing process works and choose the solution that best suits your needs.

My business in Canada

Do you want to start a business in Canada or simply work for yourself? Here’s what you need to know to make informed decisions.

Take advantage of our special offer for newcomers

Make banking in Canada easier with one of our offers tailored to your needs.

Your first bank account

Enjoy a bank account with no monthly fee for up to 3 years.²

A Canadian credit card

Benefit from a National Bank of Canada Mastercard^® credit card with no credit history.^3-4.

Discover our offer

Choose our award-winning exclusive offer

Our industry awards

2025

National Bank of Canada received the award for "Best Bank Account" for newcomers to Quebec by Milesopedia in 2025.

2024

National Bank of Canada has been named the Best Bank for Newcomers to Canada for 2024 by MoneySense.

2023

National Bank^® of Canada mycredit^TM Mastercard^® credit card was named the best credit card for newcomers by Milesopedia in 2023.

Frequently asked questions

Debit cards are a payment tool that allows you to make transactions and purchases by taking money directly from your bank account.

Credit cards are another payment tool that allows you to make transactions. However, it provides you with access to credit, and you'll need to settle the amount upon receiving your monthly statement.

Read our article to learn more about these two cards.

When you use your credit card to pay for everyday purchases and pay it off in part or in full by the due date, you help build your credit report.

Your credit report could then be consulted, with your approval, before granting you financing for a car or before signing a lease, for example. If you manage your credit well, lenders will be more inclined to give you financing products for your projects.

Learn how to build your credit and use your credit card wisely.

Contact us for personalized support

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Need personalized support?

Schedule an in-person visit or call us. We’d be happy to answer any questions you may have.

Make an appointment

Find a branch

Toll-free: 1-888-835-6281

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Little details that matter

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

™ The Messenger logo is a trademark of Facebook, Inc.

™ MYCREDIT is a trademark of National Bank of Canada.

National Bank of Canada was named the best bank for newcomers to Canada by MoneySense in 2024. MoneySense establishes its annual rankings by selecting some of the largest financial institutions and comparing them for fees, access to credit and services offered to newcomers.

National Bank's mycredit^TM Mastercard^® credit card has won the Milesopedia best credit card for newcomers in 2023. Each year, Milesopedia examines the credit card offers of the largest financial institutions and establishes its ranking according to more than 150 criteria such as fees, welcome offers, minimum income required, number of points per category, account credits, insurance, airport lounge access, etc.

Telephone assistance service offered by National Bank Assistance Network, valid for 12 months from your account opening date. The content of the packages and terms described are subject to change.
Our banking offer is available to newcomers from their home countries up to 90 days before arriving in Canada or at any point during your first 5 years in Canada. See the Details and conditions of the offer on the newcomers offer page for the full terms and conditions. The offer may be modified, extended or withdrawn, without prior notice, at any time. The offer may not be combined or used with any other National Bank offer, promotion or benefit. Fees may apply for transactions not included in the banking offer for newcomers. For more information on transaction fees, see our  Fee Guide - Personal Banking Solutions [PDF].
Credit card subject to credit approval by National Bank. Certain conditions apply. Eligible credit cards: mycredit, MC1, Allure, Syncro, Platinum, ECHO Cashback, World and World Elite.
Guarantees may be required under certain circumstances.