It's an added layer of security that is required when you sign in to Internet Banking Solutions for Businesses for the following scenarios: 

• You connect with an unrecognized device (computer or mobile device other than the one you usually work on);
• You connect for the first time after making changes to your profile;
• You connect with a new internet browser.

You will need to enter a one-time verification code that will be sent by email, text message, or an automated call according to your preferences. Make sure to add your email or phone number to receive your verification code.