Documents to bring
- Two pieces of ID
- Legal professional's contact
information
- Void cheque or bank account
statement
- Copies of leases (if buying a rental property)
- Income-related documents (pay stub, proof of deposit to an
account, federal Notice of Assessment, letter from employer,
etc.)
Proof of down payment
If your down payment comes from your savings:
- Bank statements for the last three months (showing that funds
were available for at least three months)
- Investment
account statement (dated less than a month ago and showing a gradual
accumulation over three months)
- Proof of refinancing and
other supporting documents for your down payment
If your down payment comes from a gift:
- Declaration of gift form with proof (you can request a copy of
the form at the branch before your meeting)
If your down payment comes from the sale of a property:
- Offer to purchase for the sale of the current property
- Proof of financing from new buyers (with no conditions)
- Property tax bill for the current property
- Statements for bank accounts, RRSPs or investments at another
financial institution
Purchase of an existing property
- Offer to purchase
- Description of property (MLS
listing)
If no MLS listing:
- Municipal tax bill for the property (include school tax bill
in Quebec)
If purchase with renovation:
- Bids or fixed-price contract (turnkey)
- Estimates,
details of renovations and schedule
Purchase of a new prefabricated home
- Deed of sale or tax bill for the property or land
- Detailed list of costs, plans and specifications for the project
or work to be carried out
- Contract with manufacturer
- Municipal construction permit
Purchase of a new home – owner-builder
- Deed of land sale or municipal (or property) tax bill
- Detailed list of the project costs and schedule
- Plans
and specifications for the property to build
- Municipal
construction permit
Financing of a new property with a builder's contract (client’s lot)
- Deed of land sale or municipal (or property) tax bill
- Builder's contract (Quebec) or offer to purchase (outside
Quebec)
- Municipal construction permit
Financing of a new property with a preliminary contract (builder’s lot)
- Preliminary contract (Quebec) or offer to purchase (outside
Quebec)
