Achieve your goals at every stage of life
Ask yourself these three key questions to find out which loan is best for you.
Explore our solutions and apply online.
Meet with an advisor to find the loan that's right for you.
Whether you're looking to buy a home or a car, go back to school or maximize your retirement savings, there's a loan for you.
A loan to suit your needs
To have a better idea of how much you should borrow, start by figuring out how much you could afford to repay each month.
Based on this, you can work out how much you can afford to borrow. Use our handy calculator!
Are you short on cash or in need of an emergency fund? A line of credit is a great solution, and you only need to repay the interest each month. If you have a big expense coming up, a personal loan offers flexible repayment terms and you can pay it off faster, without having to pay a penalty.
The rate stays the same throughout the term.
Perfect if:
You want to know exactly how much interest you'll pay throughout the loan term
The rate is adjusted based on fluctuations in the prime rate1.
Perfect if:
You want to take advantage when rates drop and save money
You'll need to submit a new application each time you want to borrow, and your repayments will be scheduled in advance.
Perfect if:
You want to pay the same monthly amount over a set period of time
Submit a single application and use the available credit when you need it.
Perfect if:
You want the option of only repaying interest each month and accessing funds whenever you need them
Don't leave your debt to loved ones in case of death, disability or critical illness. Make sure you're protected with loan insurance.
Flexible financing when you need it—you can also re-borrow any amounts you've repaid.
You can choose a fixed or variable rate loan to help you with a major purchase or goal.
Get a term loan or line of credit to maximize your RRSP contributions.
Submit an online application for made-to-measure financing so you can buy a vehicle that fits your budget.
You'll only start repaying your student line of credit after you graduate.
Choose a Mastercard® credit card and enjoy great perks like rewards plans and cashbacks.
When you take out insurance on a personal loan or line of credit, you can benefit from three types of coverage (disability, critical illness, life).
Find the best rate for your budget and leverage your home equity to finance new projects.
Meet with an advisor to find the loan that's right for you.
Tell me more
Take stock of your financial situation.
Talk to an advisor for personalized advice or submit an application online.
