Offer for public service workers

Benefits for employees and retirees of the public service, Crown corporations, and military. 

Take advantage of our offer

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Discover our special offer

  • Up to 3 bank accounts with no fixed monthly fees2
  • Personal and home equity lines of credit3 with preferred terms and conditions
  • Legal assistance included and discount on services to take precautions against identity theft
  • Access to a financial advisor 4
  • An eligible Mastercard® rewards credit card5
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Up to $1,313

in annual savings 5
 

 

Annual credit card fees apply.

Offer for public sector employees in detail

Save up to $1,313 annually 5 with this banking offer. Take advantage of no fixed monthly fees for up to 3 accounts 2 when you apply for an eligible Mastercard credit card. You’ll also benefit from products and services at preferred rates.

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3 accounts with no fixed monthly fees

Your accounts will include:

  • Unlimited electronic 6 and in-branch 7 transactions
  • Unlimited and free Interac e-Transfer ®
  • Overdraft protection
  • Access to over 2,500 ABMs in THE EXCHANGE® network at no extra cost

plus

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Rewards credit card

Eligible credit cards:

World Elite ® Mastercard ® credit card

World Mastercard ® credit card

Platinum Mastercard ® credit card

Your spouse can also enjoy the benefits of the offer with an additional card.

Take advantage of preferred services

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Free legal assistance

In partnership with FBA Solutions, access lawyers by phone and get legal information in a wide range of areas.

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Precautions against identity theft

Take advantage of a 20% discount on the Securizone® or Securizone 360™ plan 11 and access tools and support services to better protect your identity.

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Investment and retirement advice

Meet with a financial advisor at no extra cost to help guide your investment and retirement decisions with solutions tailored to your needs.

Benefit from advantageous terms on your loans

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Personal Flex Line

A line of credit that can be accessed at any time to realize a project without having to reapply for a loan.

With the offer

5.70%

Preferred interest rate (prime rate of 4.95% + 0.75%) 8

$0

Management fees 9

Without offer

8.95%

(prime rate of
4.95% + 4%)

$0

Management fee 9

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National Bank All-In-One

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs.

With the offer

5.45%

Preferred interest rate (prime rate of 4.95% + 0.5%) 8

$7

Management fees 9

Without offer

5.95%

(prime rate of 4.95% + 1%)

$7

Management fee 9

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Mortgage

Take advantage of the typical prepayment benefits associated with a mortgage. You have the flexibility to increase your payments or repay up to 10% of the principal amount borrowed each year without incurring any penalties. For more information, consult your advisor.

Eligibility criteria for the offer

Full-time employees and retirees receiving benefits from one of the following Canadian employers are eligible: federal, provincial, or municipal public service (including ministries and organisms), Crown and para-municipal corporations, as well as members of the Canadian military*.

You must provide proof of employment or pensioner status with an eligible employer to qualify for this banking offer.

*  Including current reservists, current and former members of the Canadian military

Why choose National Bank?

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Personalized advice for your banking needs

Get in-depth advice at one of our branches, over the phone, or online.

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A mobile-friendly experience

The National Bank app is highly rated in the App Store ® and Google Play ® and lets you manage your finances at your fingertips.

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Banking benefits for your spouse

By applying for an additional Mastercard credit card, your spouse can also take advantage of this offer and enjoy the same benefits as you.

How can I benefit from the offer?

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Make a virtual appointment

Contact one of our advisors to claim our offer.

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Prepare your proof of employment 

You’ll be asked to provide proof of your employment to claim the offer of the profession you’ve chosen.

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Choose your products and services

Select the products and services included in the offer with the help of your advisor during your virtual appointment.

We’re here to support you

Some helpful tips

Our articles and videos will help you make sense of your finances and take control of your credit, housing, retirement, and more.
 

Little details that matter

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Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant