Banking offer for teachers

Discover our special offer

Up to 3 bank accounts with no fixed monthly fees²
Personal and home equity lines of credit³ with preferred terms and conditions
Legal assistance included and discount on services to take precautions against identity theft
Access to a financial advisor⁴
An eligible Mastercard® rewards credit card⁵

Photo of a National Bank debit card and the Platine Mastercard credit card

Up to $1,313

in annual savings¹

Take advantage of our offer

Annual credit card fees apply.

On this page

See our offer in detail ↓ | Eligibility criteria ↓ | How to take advantage of the offer ↓

Our offer for teachers in detail

Enjoy up to $1,313 in annual savings¹ with our benefits for teachers and professors.

3 accounts with no fixed monthly fees

One rewards credit card

Your accounts will include: 

Unlimited electronic⁶ and in-branch⁷ transactions 
Unlimited and free Interac e-Transfer^® transactions 
Overdraft protection 
Access to over 2,800 ABMs in THE EXCHANGE^® network at no extra cost

Eligible credit cards: 

World Elite^® Mastercard^® credit card⁵ - Current promo
World Mastercard^® credit card⁵
Platinum Mastercard^® credit card⁵

Take advantage of our offer

Take advantage of preferred services

Free legal assistance

In partnership with FBA Solutions, access lawyers by phone and get legal information in a wide range of areas. 

Picto of a person and a shield representing the protection of your personal information

Identity theft protection

Take advantage of 20% off a SECURIZONE^® or Securizone 360^TM plan⁸ and gain access to tools and support services to help better protect your identity.

Investment and retirement advice

Meet with a financial advisor at no extra cost to help guide your investment and retirement decisions⁴ with solutions tailored to your needs. 

Banking benefits for your spouse

By applying for an additional Mastercard^® credit card, your spouse can also take advantage of this offer and enjoy the same personal finance benefits as you.

Benefit from advantageous terms on your loans

Picto of a coin being dropped into a jar

Personal Flex Line 

A line of credit that can be accessed at any time to realize a project without having to reapply for a loan.

With the offer

5.70%

Preferred interest rate (prime rate of 4.95% + 0.75%)⁹

$0

Management fee¹⁰

Without offer

8.95%

(prime rate of 4.95% + 4%)

$0

Management fee¹⁰

Picto of a debit card with dollar signs coming out of it

National Bank All-In-One 

A home equity line of credit that groups together your bank accounts and your short-term cash and financing needs. 

With the offer

5.45%

Preferred interest rate (prime rate of 4.95% + 0.5%)⁹

$7

Management fee

Without offer

5.95%

(prime rate of 4.95% + 1%)¹¹

$7

Management fee

PROMOTION: Up to $7,800 in cashback*

Picto of a house with an encircled checkmark

Take advantage of the typical prepayment benefits associated with a mortgage. You have the flexibility to increase your payments or repay up to 10% of the principal amount borrowed each year without incurring any penalties. For more information, consult your advisor.

*Limited time promotion.

Eligible professions

To be eligible for this offer, you must teach at the elementary, secondary, vocational (with a teaching certificate), college or university (full-time) level, or be a remedial teacher.

How can I benefit from the offer?

Make a virtual appointment

Contact one of our advisors to claim our offer.

Picto of some documents with a checkmark and an encircled number two

Prepare your proof of employment

You’ll be asked to provide proof of your employment to claim the offer of the profession you’ve chosen.

Picto of a Mastercard credit card and an encircled number three

Choose your products and services

Select the products and services included in the offer with the help of your advisor during your virtual appointment.

Take advantage of our offer

Little details that matter

^®THE EXCHANGE is a registered trademark of Fiserv Inc.

^®Mastercard, World Mastercard, World Elite and Platinum Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank.

^®The Personal Flex Line, the All-In-One and THE TOTAL are registered trademarks of National Bank of Canada.

^®SECURIZONE is a registered trademark of National Bank of Canada used by NBC Assistance Inc.

^®Interac is a registered trademark of Interac Inc. Used under licence.

^®App Store and Google Play are respectively trademarks of Apple Inc. and Google LLC.

National Bank^® of Canada Platinum^® Mastercard^® credit card was named the best credit card for young professionals by Milesopedia in 2025.

1. Subject to credit approval by National Bank. The discount is offered to holders of a National Bank Platinum, World Mastercard^® or World Elite^® Mastercard^® credit card. The $1,313 in annual savings is provided as an example only to illustrate what a holder could save with the offer. It is based on the typical profile of a client who has the following products: two bank accounts equivalent to The Total^® package, with the individual Securizone product, a World Elite^® Mastercard^® credit card, a National Bank All-In-One^® home equity line of credit with an annual balance of $150,000, and has a good credit rating.

Savings are calculated as follows:	Value of annual savings
Chequing account: no monthly fees for transactions included in a package equivalent to The Total® (An annual savings of $694 for two active chequing accounts linked to the Total package, which includes a savings of the $150 annual fee associated with the World Elite® Mastercard® credit card in the first year.)	$544 ($694-$150)
Securizone: plus an annual discount on the Individual Securizone product ($19 annual savings)	$19
Line of Credit: plus an annual discount of 0.50% on the All-In-One line of credit rate (annual savings of $750)	$750
Total savings:	$1,313

Certain conditions apply. Potential savings may not reflect the net savings that you will receive; this amount will vary based on your financial situation.

2. Bank account with chequing privileges. Certain services, such as paper statements, are not included. Included services and fees for unrelated services are indicated in our Fee Guide - Personal Banking Solutions.

3. Financing subject to credit approval by National Bank. Certain conditions apply.

4. Financial planning services are offered through subsidiaries of National Bank. Financial Planners provide their services on behalf of National Bank Savings and Investments Inc., a wholly owned subsidiary of National Bank of Canada.

5. Credit card is issued subject to credit approval by National Bank of Canada. Terms and conditions apply.

6. Transactions carried out at our ABMs, a participating merchant, through our online banking services (including our call centre) or those related to certain operations in your account.

7. Transactions carried out at our branches during business hours.

8. Discount is applicable to the standard rates of the Securizone or Securizone 360 plans for as long as you benefit from an exclusive offer. If you no longer benefit from an exclusive offer, you must agree to pay the applicable regular rate in order to continue to benefit from the plan. NBC Assistance Inc. reserves the right to terminate or modify this offer at any time. Please consult the rates and other applicable conditions on the Securizone page.

9. Subject to credit approval by National Bank. Upon receipt of each statement, the borrower must pay a minimum installment to National Bank that corresponds to the sum of the interest and insurance premiums charged to the account for the period covered by the statement, and any other amount required to ensure the account's debit balance does not exceed the credit limit. This minimum installment must be made without using the line of credit.

10. This offer must be renewed annually on presentation of identification and proof of professional status or claim status.

Monthly account statement. No management fees. The Personal Flex Line^® rate is established by the prime rate, plus a spread established by the client’s credit history. As a guideline, the applicable rate for a typical Personal Flex Line is comprised of the prime rate + 4%. Once an amount is borrowed from the line of credit, it accrues interest. The minimum monthly payment is limited to the monthly interest and life insurance premiums (as applicable). Examples of credit fees calculated over a 30-day period at the applicable rate as at January 22, 2024.

	Average balance
	$500	$3,000
Typical Personal Flex Line*	$4.60	$27.62
Prime rate + 0.75% (7.95%)	$3.27	$19.60

Note that the prime rate can change. For more information on the current rate, please visit nbc.ca/primerate.

* Example based on a Personal Flex Line between $5,000 and $24,999 (base rate + 4%).

11. Subject to credit approval by National Bank. This rate is variable and corresponds to Prime + 1% (without the offer) or Prime + 0.5% (with the offer), and is one of the lowest rates on the market.

The “Prime rate” means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in $CAD. Visit nbc.ca/primerate for the rate in effect.

Member of Canada Deposit Insurance Corporation (CDIC)

Offer for teachers