PROMOTION

Transfer your mortgage

Transfer your mortgage to National Bank and you can get up to $4,000 cashback*

Make an appointment

*Promotion valid until November 4, 2025, for eligible mortgage transfers.
See the terms and conditions applicable to the promotion.

Illustration of a car carrying a house with the National Bank logo

Overview of the offer

You’ll benefit from

$4,000

Cashback with a loan of $1,000,000 or more

$3,000

Cashback with a loan between $750,000 and $999,999

$2,000

Cashback with a loan between $500,000 and $749,999

$1,500

Cashback with a loan between $300,000 and $499,999

$1,250

Cashback with a loan between $100,000 and $299,999

Mortgage transfer of $100,000 or more required. Minimum 3-year fixed-rate or 5-year variable-rate commitment. National Bank chequing account required for withdrawals. Consult the terms and conditions of your current mortgage to determine the implications of a transfer.*

Why choose National Bank for your mortgage transfer?

Until November 4, 2025, you can get up to $4,000 cashback* by transferring your mortgage to National Bank.

Photo of a couple looking at a computer screen

You'll also benefit from the following additional advantages:   

  • A reassessment of the term and amortization of your mortgage  
  • No need to visit a branch to complete your transfer request 
  • Various repayment options
  • Personalized advice for all stages of your project  

But that's not all. Adding eligible products and services to your mortgage could get you up to $1,550 additional cashback.

Make an appointment
Illustration of a hand holding a house

Build your mortgage offer

Take advantage of our mortgage solutions and you could be eligible for some savings*

Discover our offers

*For a limited time. Please refer to the terms and conditions of each promotion. 

Special offers on certain terms

5 year variable rate 1

4.45%

Prime rate – 0.50% **

(4.49% *** APR 2)

3 year fixed rate 3

4.44%

 

(4.48% *** APR 2)

4 year fixed rate 3

4.44%

 

(4.48% *** APR 2)

5 year fixed rate 3

4.39%

 

(4.43% *** APR 2)

Rate (%) as at 04-28-2025

Mortgage rates

Discover the current rates and make your calculations to select the one that best suits your needs.
 

Discover the rates

Need advice?

Our team is here to answer all your questions.

Picto of two conversation bubbles with a question mark and the National Bank logo

Make an appointment

If you have any questions about your mortgage, fill out our form to receive a call from an advisor.

Request an appointment

Picto of a silhouette with a National Bank logo

Find a mortgage expert in your region

Need more personalized advice? Select one of our mortgage experts to guide you through every step of your project.

Choose an expert

You can also speak to one of our mortgage experts by calling us at 1-855-755-9533

3 good reasons to choose National Bank

Drawing of a piggy bank in the shape of a home

Cashback

If you transfer your mortgage to National Bank and select eligible products, you may be eligible for cashback.*

Discover the offer

Drawing of a stack of papers

Simplify your finances

Enjoy the convenience of having all your banking products under one roof. Transfer money seamlessly, pay bills, get better rates and more. 

Drawing of a computer screen with a silhouette on it

Enjoy personalized service

Our mortgage experts are available to provide tailored advice.
 

Make an appointment

How to transfer your mortgage to National Bank

Picto of the number one in a circle

Request a transfer online

Picto of the number two in a circle

Choose the right mortgage for you with the help of our advisors****

Picto of the number three in a circle

Switch your mortgage to National Bank. We'll take care of the follow-up with the financial institution involved in the transfer.

To transfer your mortgage with us:
 

Make an appointment


Or call us at 1-855-755-9533

****To be eligible for the mortgage transfer offer, you must make payments from a National Bank account.

All your needs under one roof

Leverage the value of your home for other projects.
 

promo

Get peace of mind for you and your family should the unexpected happen. 4
 

Access your repaid mortgage principal to pay for other projects.
 

Our mortgage advice

No Result found

Getting your project started on the right foot

Picto of two conversation bubbles with a question mark and the National Bank logo

Ask us your questions

If you have any questions about your mortgage, fill out our form to receive a call from an advisor.
 

Make an appointment
Picto of a calculator

Use our mortgage calculators

Estimate the value of the mortgage you may be eligible for, calculate your monthly payments, and more.

Discover our calculators
Picto of a silhouette with the National Bank logo

Speak to a mortgage expert

Our mortgage experts are here to provide you with personalized advice and help you move forward with your project.
 

Find a mortgage expert

Little details that matter

Back
Terms of use
National Bank’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online banking platform.

The Chatbot is preprogrammed to answer general questions concerning the use of our online banking platform solely for informational purposes. The Chatbot is not able to answer questions on personal monetary transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice or financial planning services.
  • The Chatbot does not conduct any banking transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1-888-483-5628 or 514-394-5555.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your login information, PIN or other personal banking information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant