National Bank Mastercard credit cards documents

Learn about all terms and benefits

Find out more about your National Bank Mastercard credit card

Below you will find the documentation related to your credit card to better understand the features of your card, including insurance coverage, fees and applicable terms.

The following credit cards are only available to current cardholders. They are no longer offered to new clients.

Regular Mastercard^® credit card

To explore the advantages of your card and find all the phone numbers, read the Cardholder’s Guide [PDF].
For details on your insurance coverage, read the${p1.guideDistr.en | link:"Purchase protection summary and":"":"_blank"}|${p1.certif.en | link:"Insurance Certificate":"":"_blank"}[PDF].
To learn more about the terms applicable to your card, read the${p1.urlConvention.en | link:"Credit card Agreement":"":"_blank"}[PDF].
To learn about how we protect your information, consult our Privacy Policy.

Edition^® Cashback Mastercard^® credit card

To find the current summaries and certificates of insurance, visit our insurance documentation page.
For details on your insurance coverage, read the Purchase protection summary and Insurance Certificate [PDF].
For conditions and restrictions that apply to cashback rewards, refer to the Cashback program [PDF].
To learn more about the terms applicable to your card, read the Credit card Agreement [PDF].
To learn about how we protect your information, consult our Privacy policy.

Edition^® with rewards program Mastercard^® credit card

To find the current summaries and certificates of insurance, visit our insurance documentation page.
For details on your insurance coverage, read the Purchase protection summary and Insurance Certificate [PDF].
For conditions and restrictions that apply to rewards, download the terms and conditions of the À la carte Rewards Plan [PDF].
To learn more about the terms applicable to your card, read the Credit card Agreement [PDF].
To learn about how we protect your information, consult our Privacy policy.

Escapade^® Mastercard^® credit card

To get the most out of your rewards program, consult the terms and conditions of the À la carte Rewards Plan^® [PDF].
For details on your insurance coverage, read the Purchase protection summary and Insurance certificate [PDF].
To learn more about the terms applicable to your card, read the Credit card agreement [PDF].
To learn about how we protect your information, consult our Privacy Policy.

OVATION^® Gold Mastercard^® credit card

To explore the advantages of your card and find all the phone numbers, read the Cardholder’s Guide [PDF].
To get the most out of your rewards program, consult the terms and conditions of the À la carte Rewards Plan® [PDF].
For details on your insurance coverage, read the Insurance Certificate [PDF].
To learn more about the terms applicable to your card, read the Credit card agreement [PDF].
To learn about how we protect your information, consult our Privacy policy.

Allure^® Mastercard^® credit card

To find the current summaries and certificates of insurance, visit our insurance documentation page.
For details on your insurance coverage, read the Purchase protection summary and Insurance certificate [PDF].
For conditions and restrictions that apply to rewards, download the terms and conditions of the À la carte Rewards Plan® [PDF].
To learn more about the terms applicable to your card, read the Credit card agreement [PDF].
To learn about how we protect your information, consult our Privacy policy.

Regular Mastercard Solutions Banking

For details on your insurance coverage, read the Summary | Insurance Certificate.

Platinum Mastercard Solutions Banking

For details on your insurance coverage, read the Purchase protection and extended warranty Summary | Travel insurance Summary | Insurance Certificate.

World Mastercard Solutions Banking

For details on your insurance coverage, read the Purchase protection and extended warranty Summary | Travel insurance Summary | Insurance Certificate.

World Elite Mastercard Solutions Banking

For details on your insurance coverage, read the Purchase protection and extended warranty Summary | Travel insurance Summary | Insurance Certificate.

Legal disclaimers

Consultthe AgreementGoverning the Use of the National Bank Mastercard Credit Card [PDF]

®ALLURE, EDITION, ESCAPADE, OVATION, NATIONAL BANK and the NATIONAL BANK logo are registered trademarks of National Bank of Canada.

®Mastercard, is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank

1. Subject to credit approval by National Bank.

2. Grace period:

No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual interest rate	Average balance
	$500	$3,000
22.49%	$9.24	$55.45
20.99%	$8.63	$51.76
12.9%	$5.30	$31.81
8.9%	$3.66	$21.95

*Variable interest rate in effect on September 1, 2021

Quick tip

Travelling? Set up a travel notification through the online bank or our mobile app to ensure you can use your credit card wherever you go.

Take full advantage of Mastercard benefits

More than just a credit card

Take full advantage of your Mastercard credit card and all that it has to offer. Extended warranty, purchase protection, Google Pay^TM, Apple Pay^TM, exclusive VIP experiences—there is something for everyone!